Our editorial standards
This page describes how Namup Academy articles are sourced, verified and corrected. It exists so you can judge our work on something other than our good intentions.
Who writes
Articles are bylined "the Namup team". That is an organisation's signature, not a pen name: nobody is hiding behind an invented author, and editorial responsibility sits with Namup rather than with a front profile.
How a claim gets sourced
A figure only goes live if it can be traced back to the body that published it. We cite primary or institutional sources only — INSEE, Morocco's HCP, the World Bank, FINRA, the United Nations, the Office des Changes, or the original book or research paper — named in the text, with a working link.
Every source is opened and checked by hand before publication, then recorded in an internal register. The rule cuts both ways: what is not in the register cannot be cited, and what is in it must be cited as the issuing body wrote it — right edition, right scope, right unit.
Anything we could not verify is either dropped or flagged as unverified at the exact spot where it appears. Never presented as settled fact.
What we refuse to publish
Unsourced statistics. We keep a list of rejected figures: claims that circulate widely online but whose origin we could not find in any official document. They do not appear here, even when they would suit the argument. When we have no figure, we say the observation is ours, and we do not dress it up in a citation that does not exist.
On religious questions, no ruling of our own. We set out the positions with their sources and hand the judgement back to the scholar you consult. Namup calculates; it does not adjudicate.
The same calculation as the app
Our articles use the app's method, not a bank's definition: Income − Obligations − Savings = Disponible (what is available to you).
Savings are withheld at source, inside the calculation — not whatever is left at the end of the month — and they stop where they would eat into your living minimum. Disponible is what you can spend once your commitments are honoured and your savings are set aside. If an article showed you a different calculation, it would be showing you a different product.
Corrections are public and dated
When we get something wrong, we correct the text and date the correction rather than making it disappear.
A real example, 19 July 2026: one of our articles compared money-transfer costs and claimed banks cost "two to three times" more, attributing that ratio to the World Bank. The World Bank publishes no such ratio, and its own figures give a different gap. The sentence was removed and the claim moved to our do-not-cite list.
What we are not
Namup is not a bank and gives no investment advice. Our articles explain a method and public figures; they recommend no investment, no credit and no financial product. For any decision that commits your money, the decision stays yours.
Report an error
Think a figure is wrong? Write to hello@namup.net — a reported error gets corrected and dated.