Zakat calculator, with your own figures.
Enter your savings, your gold, your stocks and your debts: the calculation applies your referential's nisab, the hawl and the 2.5% rate. Free, no sign-up.
This is the real app screen, filled with the figures you just entered. In the app, it keeps itself up to date.
How it works
The rule, in plain words
Zakat is 2.5% of your zakatable wealth, once you cross the threshold (nisab) and the lunar year (hawl) has passed.
Step by step, with a worked example: how to calculate ZakatToday's threshold (nisab)
Below the nisab, no Zakat is due. The threshold depends on your referential and on the gold or silver price; it moves, so check it at your due date.
Tathir: purifying interest income
Tathir is NOT Zakat: it's the separate duty of parting with interest income. According to your referential:
AAOIFI, Zakat Standard No. 9, calls for isolating this interest income and channeling it to charitable causes, never for your own benefit.
AAOIFI is an accounting standard, not a fatwa: for fiqh, consult a scholar.
This method is yours, free, forever
You can work out your Zakat yourself with this method and today's nisab, paying nothing, every year. Namup Premium adds the convenience: the automatic calculation on your real wealth, the envelope to set it aside, and payment tracking, never the correctness of the amount.
Same figures, same amount, same standing: the in-app calculation is never “more valid” than yours. We only charge for the time we save you.
That share already isn't yours. Here's what you truly own.
That figure doesn't live alone, and it isn't read on your month: it is read on what you hold. Namup works out your Zakat on your real wealth, sets it apart in an envelope drawn from what you already own, and shows you what your wealth is worth once that share is out.
We store only your email. Your figures stay on this screen, nothing is sent.
The sources, referential by referential
Namup certifies nothing: it calculates to a named, published referential. Here is each one's source.
This figure has a sequel
Zakat is worked out on what you hold. What you hold back home, while you live elsewhere, also has to be declared. Same base, two duties, and they are rarely discovered at the same time.
Illustrative calculation, based on the public data of the referential you choose. It does not replace the opinion of that referential's religious authority.
Questions about calculating Zakat
How does the Zakat calculation work?
Add up your zakatable wealth (savings, gold, silver, stocks), subtract your short-term debts, and take 2.5%, once you've crossed the threshold (nisab) and the lunar year (hawl) has passed.
What is the nisab for Zakat?
The nisab is the minimum above which Zakat is due: 85g of gold or 595g of silver depending on the referential, converted at today's price. Below it, you owe nothing.
Why does my referential change the calculation?
The referential sets the threshold: some use silver (595g, a lower threshold), others gold (85g). Above the threshold, the rate stays 2.5% either way.
Does this Zakat calculator replace a religious opinion?
No. It's an illustrative calculation based on the public data of the referential you choose; it does not replace the opinion of that referential's religious authority.
When is Zakat due?
Once a full lunar year, the hawl, has passed on wealth that stayed above the nisab. Every referential offered on this page counts in lunar years of about 354 days and sets the due date at the end of your hawl. Many people pay their Zakat in Ramadan because it is convenient, a choice of date these referentials leave open.
Does the Zakat calculation change in 2026?
The rule stays the same from one year to the next: 2.5% of all your zakatable wealth, once it reaches the nisab. What moves is the price of gold and silver, and with it the nisab in your currency; this page shows it next to the date of the price it uses.