Zakat calculator, free

Your Zakat, worked out simply.

How to calculate your Zakat, the way your school does it: nisab, hawl, 2.5%. In seconds, free, before you even sign up.

1,375AED
Your Zakat this year, example, AAOIFI, Zakat Standard No. 9
2.5%
of what you hold
1
lunar year (hawl)
above the threshold (nisab)
Pick your school
By your schoolYour figures stay hereSources cited
Your Zakat this year, example
1,375AED
Due at the end of the hawl
2.5% of your zakatable base, once the threshold (nisab) is met and the year (hawl) has elapsed.
Savings44,000
Gold14,000
− Deductible debts− 3,000
Net zakatable base55,000
Net base × 2.5%= 1,375 AED
Annual rate
2.5%
Threshold (nisab)
≈ 2,480 AED
Gold nisab (85g × price)
Reference
AAOIFI standardChange
Hawl in progress, 54 days left
Gregorian calendar (conventional account)
Calculated to, AAOIFI, Zakat Standard No. 9
You pay it yourself, wherever you choose, Namup computes and keeps the record.

This is the real app screen, filled with example figures. In the app, these are YOUR figures.


How it works
Pick your school
See the method and the calculation
Do it with your real numbers

The rule, in plain words

Zakat is 2.5% of your zakatable wealth, once you cross the threshold (nisab) and the lunar year (hawl) has passed.

What counts in the calculation
Savings and cash
Gold and silver you hold
Stocks: trading 100%, long-term holding estimated share (~25%)
Money lent that you'll get back
What does NOT count
Your primary residence
Your goods in use (car, furniture, tools of your trade)
Your short-term debts are deducted from the base

Today's threshold (nisab)

Below the nisab, no Zakat is due. The threshold depends on your school and on the gold or silver price; it moves, so check it at your due date.

gold nisab (85 g)24,990 AED
85 g of gold × the gold price
Reference price, 2026-07-01, The price moves, check it at your date.

Tathir: purifying interest income

Tathir is NOT Zakat: it's the separate duty of parting with interest income. According to your school:

AAOIFI, Zakat Standard No. 9, calls for isolating this interest income and channeling it to charitable causes, never for your own benefit.

AAOIFI is an accounting standard, not a fatwa: for fiqh, consult a scholar.


This method is yours, free, forever

You can work out your Zakat yourself with this method and today's nisab, paying nothing, every year. Namup Premium adds the convenience: the automatic calculation on your real wealth, the envelope to set it aside, and payment tracking, never the correctness of the amount.

Same figures, same amount, same standing: the in-app calculation is never “more valid” than yours. We only charge for the time we save you.


That share already isn't yours. Here's what you truly own.

That figure doesn't live alone, and it isn't read on your month: it is read on what you hold. Namup works out your Zakat on your real wealth, sets it apart in an envelope drawn from what you already own, and shows you what your wealth is worth once that share is out.

We store only your email. Your figures stay on this screen, nothing is sent.


The sources, school by school

Namup certifies nothing: it calculates to a named, published referential. Here is each school's source.

High Council of Scholars of MoroccoSource read and verified
View the source
Council of Senior Scholars (Saudi Arabia)Based on published rulings
View the source
Egypt Dar al-IftaBased on published rulings
View the source
AAOIFI, Zakat Standard No. 9Source read and verified
View the source
This figure has a sequel

Zakat is worked out on what you hold. What you hold back home, while you live elsewhere, also has to be declared. Same base, two duties, and they are rarely discovered at the same time.


Illustrative calculation, based on the public data of the referential you choose. It does not replace the opinion of that referential's religious authority.


FAQ
How do you calculate Zakat?

Add up your zakatable wealth (savings, gold, silver, stocks), subtract your short-term debts, and take 2.5%, once you've crossed the threshold (nisab) and the lunar year (hawl) has passed.

What is the nisab for Zakat?

The nisab is the minimum above which Zakat is due: 85g of gold or 595g of silver depending on the school, converted at today's price. Below it, you owe nothing.

Why does my school change the calculation?

The school (madhhab) sets the reference threshold: some use silver (595g, a lower threshold), others gold (85g). Above the threshold, the rate stays 2.5% either way.

Does this Zakat calculator replace a religious opinion?

No. It's an illustrative calculation based on the public data of the school you choose; it does not replace the opinion of that referential's religious authority.